The North Carolina Department of Commerce staffs and receives policy direction from three statutorily required, independently appointed boards and commissions: 

Other Groups Reporting Directly to their Respective Boards and Commissions

Although the following organizations receive administrative oversight from the Department of Commerce, through the Secretary's General Counsel & Chief of Staff, their work is managed directly by their own boards or commissions.

Banking Commission

The Banking Commission oversees the chartering and regulating of North Carolina's state banks and trust companies, as well as registration and licensing of various financial institutions operating in the state, including

  • Check cashers
  • Consumer finance companies
  • Mortgage bankers
  • Mortgage brokers
  • Money transmitters
  • Refund anticipation lenders

Community Development Council

The Community Development Council (CDC) was established by the North Carolina General Assembly and consists of eleven members who are appointed by the governor.

Credit Union Division

The Credit Union Division regulates and monitors the operations of all state-chartered credit unions. For more information, call (919) 571-4888 or e-mail

Rural Electrification Authority

The Rural Electrification Authority ensures that customers in the predominantly rural areas of the state have access to adequate, dependable, affordable electric and telephone service.

Public Staff of the Utilities Commission

The Public Staff reviews, investigates, and makes recommendations to the North Carolina Utilities Commission on the reasonableness of rates and adequacy of service provided by all public utilities in the state. The Public Staff also ensures policy consistency when verifying an energy supply is adequate to protect public health and safety.

Travel and Tourism Board

The North Carolina Tourism Board advocates the sound development of the travel and tourism industry in North Carolina. Created in 1991, the board advises the Secretary of Commerce on policy matters related to tourism promotion in North Carolina.

Marine Industrial Park Authority

The N.C. Marine Industrial Park Authority is charged with creating jobs and economic growth in the maritime community. Appointed to approve businesses located in the Park, members spend their personal time to help these businesses grow.

Utilities Commission

The Utilities Commission regulates the rates and services offered by more than 1,200 utility companies in North Carolina including:

  • Electric companies
  • Local and long-distance telephone companies
  • Natural gas companies
  • Household goods motor freight carriers
  • Motor passenger carriers
  • Companies providing private pay phone service
  • Water and sewer companies consisting of approximately 1,500 systems
  • Ferry operator